Loan Programs Tailored to Empower Your Investments

At Chattanooga Capital, we offer a range of flexible hard money loan solutions designed specifically for real estate investors. Whether you’re a first-time flipper or a seasoned developer, our loan programs are built to meet your unique needs—quickly, reliably, and without the red tape.

Fix and Flip Loans

Turn Potential into Profit
Ideal for investors buying undervalued properties, renovating, and reselling them for profit. Our Fix and Flip loans offer quick funding and flexible terms, so you can act fast and focus on the renovation.

Key Features:

  • Up to 75% ARV (After Repair Value)

  • Finance up to 100% of purchase and rehab costs

  • Close in 3–5 business days

  • No income verification required

  • Competitive interest rates and terms

Rental Property Loans

Build Long-Term Wealth Through Rental Income
Looking to buy and hold? Our rental property loans help investors grow passive income streams with ease. We’ll help you secure long-term financing with flexible options.

Key Features:

  • Finance purchase or refinance of single-family or multifamily rentals

  • Flexible terms (short or long-term)

  • No tax returns or W-2s required

  • Designed for buy-and-hold investors

  • Fast closings, even for new investors

Bridge Loans

Seize Opportunities Without Delay
Need fast capital while waiting on long-term financing? Our bridge loans provide short-term solutions for time-sensitive real estate transactions.

Key Features:

  • Close fast and fund urgent deals

  • Short-term interest-only payments

  • Ideal for time-sensitive closings or transitions

  • Perfect for properties not yet stabilized or leased

Cash-Out Refinance Loans

Unlock Equity from Your Property
Tap into the equity of an existing property to fuel your next investment. Our cash-out refinance solutions give you fast access to working capital without selling your asset.

Key Features:

  • Access equity quickly

  • No income or employment documentation required

  • Use funds for renovations, acquisitions, or expansion

  • Flexible terms and fast processing

New Construction Loans

From Blueprint to Build-Out
If you’re planning ground-up construction, our tailored loans help cover land acquisition, construction costs, and everything in between—so you can break ground with confidence.

Key Features:

  • Funds available for land purchase and construction

  • Up to 75% of project costs covered

  • Fast draw process

  • Ideal for builders and developers

Why Choose Chattanooga Capital?

  • Fast Funding – Close in as little as 3 days

  • No Red Tape – No pay stubs, W-2s, or tax returns required

  • Custom Loan Solutions – Designed for your specific project goals

  • Local Expertise – Deep understanding of Chattanooga’s real estate market

  • Investor-Friendly – Perfect for both new and experienced investors